Insurance Coverage & Disputes

McManimon, Scotland & Baumann, LLC represents public and private entities in complex insurance-related matters, including the prosecution and defense of coverage disputes involving insurance carriers and other interested parties. Our attorneys advise clients on insurance coverage across a wide range of policies, including professional liability, property, casualty, directors and officers, employment practices, environmental, and personal injury. With extensive experience in New Jersey State and Federal Courts, MS&B handles declaratory judgment actions, bad faith claims, and other high-exposure insurance disputes while providing practical, results-driven counsel.

Who We Serve

• Public Authorities
• State and Local Government Entities
• Municipalities
• Redevelopment Agencies
• Private Developers and Businesses
• Nonprofits

Our Services

Coverage Analysis & Policy Interpretation. We evaluate insurance policies, advise on coverage positions, and assist clients in understanding rights, obligations, and potential exposures under complex policy frameworks. Our attorneys are frequently consulted on nuanced issues involving policy interpretation and coverage determinations across multiple lines of insurance.

Insurance Dispute Resolution. Representation in disputes involving insurance carriers and related parties, including litigation, negotiation, mediation, and arbitration of coverage claims. With decades of combined experience, MS&B has represented both insureds and carriers and regularly handles matters involving primary insurers, excess providers, and third-party administrators.

Declaratory Judgment & Bad Faith Litigation. Prosecution and defense of declaratory judgment actions and claims involving alleged insurer bad faith in State and Federal Courts. Our attorneys have litigated complex, multi-layered coverage disputes and bring strategic insight informed by experience on both sides of insurance matters.

Claims Management & Strategy. Guidance through the claims process, including coordination with insurers and related parties to advance and protect client interests. This includes advising on dispute resolution strategy and positioning claims for efficient resolution or litigation when necessary.

Risk Allocation & Contractual Review. Advising public entities on insurance requirements, indemnification provisions, and risk transfer strategies in procurement documents, contracts, and development agreements, with a focus on minimizing exposure and aligning coverage with project risks.

Construction & Infrastructure Coverage Issues. Counseling on insurance matters arising from construction defects, project delays, environmental conditions, and infrastructure-related risks, informed by the Firm’s broader experience representing public entities in complex development and operational matters.

Contact Us

For more information about our Insurance practice, please contact Grant W. McGuire at 973-622-4868.